Terms & Conditions

Effective date: 01 January 2025 • Last updated: 01 January 2025

1) About these Terms

These Terms & Conditions (“Terms”) govern your access to and use of the Shared Balance Hub website and related features (collectively, the “Services”). If you do not agree, do not use the Services.

2) Who we are

Shared Balance Hub, 38 Cooper Crescent, Port Zach, DY2 9EU, United Kingdom. Email: [email protected] • Phone: +44 0406 696657.

3) Eligibility

You must be at least the age of majority in your jurisdiction to use the Services. If you access on behalf of an entity, you represent that you are authorized to bind that entity and these Terms apply to it.

4) Acceptable use

• Do not use the Services for unlawful, infringing, or harmful purposes.
• Do not attempt to probe, scan, or test vulnerabilities or circumvent security.
• Do not scrape or harvest content or data except as permitted by applicable law and these Terms.
• Do not upload or transmit malware, spam, or content that is defamatory, obscene, or violates rights of others.

5) Accounts and purchases

Our site primarily provides editorial content. If we later offer accounts, carts, purchases, or subscriptions (e.g., via cart.php or related flows), additional terms may apply at checkout. You agree to provide accurate information and to promptly update any changes.

6) Intellectual property

Unless otherwise noted, the Services and all content (articles, text, graphics, images, logos, and design elements) are owned by or licensed to Shared Balance Hub and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission, except for fair use or other exceptions under applicable law. All trademarks, product names, and logos are the property of their respective owners.

7) User submissions

If you submit feedback or suggestions, you grant us a worldwide, perpetual, irrevocable, royalty‑free license to use and incorporate them without obligation to you.

8) Third‑party links and tools

The Services may contain links to third‑party sites or tools (e.g., social platforms, analytics). We do not control or endorse third‑party content and are not responsible for their practices or policies.

9) Educational content—no professional advice

Our content is provided for general informational purposes for artists. It is not legal, financial, medical, or other professional advice. You should obtain professional advice tailored to your circumstances before acting on information from our site.

10) Disclaimer of warranties

The Services are provided “as is” and “as available” without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the Services will be uninterrupted, secure, or error‑free.

11) Limitation of liability

To the maximum extent permitted by law, Shared Balance Hub and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Services, whether based in contract, tort, strict liability, or otherwise, even if we have been advised of the possibility of such damages. Our total liability for any claims arising from the Services shall not exceed £100 or the amount you paid to us in the 3 months preceding the claim, whichever is greater.

12) Indemnity

You agree to defend, indemnify, and hold harmless Shared Balance Hub and our affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Services or violation of these Terms.

13) Termination or suspension

We may suspend or terminate access to the Services at any time with or without notice, including where we reasonably believe a violation of these Terms has occurred.

14) Changes to the Services and Terms

We may modify or discontinue the Services at any time. We may update these Terms occasionally; the updated version will be posted with a revised date. Your continued use constitutes acceptance of the updated Terms.

15) Governing law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them shall be governed by the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction, except that we may seek injunctive relief in any jurisdiction.

16) Contact

Shared Balance Hub, 38 Cooper Crescent, Port Zach, DY2 9EU, United Kingdom • Email: [email protected] • Phone: +44 0406 696657